Alert your local better business bureau. The BBB also tracks trends in scams and fraudulent activities targeting their region besides curating the business reputations of organizations in your area. Providing details to your neighborhood Better Business Bureau might just help a fellow resident be better prepared for the minute they be given a phone call that is similarly fraudulent.
Finally, in the event that fraudster tries to contact you once more, prevent the temptation to own a conversation that is heated her or him. Alternatively, mark the telephone quantity as spam on the phone and ignore every other telephone calls from figures that you don’t recognize. It might take months or months, but sooner or later the scammers will tire of one’s voicemail and progress to another prospective victim.
If, on the other side hand, you might think the collection agency isn’t fraudulent but simply mistaken when you look at the status or level of your debt (more widespread as you can about the debt from your own files, bills and emails as well as from the original creditor that we care to believe), gather as much documentation. Before calling the agency, scan all your valuable paperwork and deliver towards the collection agency via e-mail or fax. Forward a address letter/email that states why you imagine the account is inaccurate and relate to the documents.