Categories
money mart loans payday loans

Afterpay will not run a credit check—not even a soft one—and approval is instantaneous.

Afterpay will not run a credit check—not even a soft one—and approval is instantaneous.

You don’t have to share a social security number, and your credit score will not be affected when you sign up for an account or apply to use Afterpay (essentially applying for a point-of-sale loan from Afterpay), you’ll enter your email address, phone number, billing address, payment method, and birthday, Davis says. (Afterpay will text you a rule to ensure your contact number.) If you miss repayments, you won’t harm your credit rating; having said that, if you’re a accountable debtor and constantly make your repayments on time, your credit history will likely not increase, because Afterpay doesn’t report to any credit reporting agencies.